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THE ULTIMATE SUB2 GUIDEBOOK

~~Regular Price: $349.00~~

Your Price: $297.00

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ARE YOU READY FOR THE ULTIMATE IN SUBJECT-TO INVESTING?

Are you a just starting out in real estate investing with limited cash, experience, or good enough credit to qualify for financing? Are you a more experienced investor who is tired of buying properties the conventional way, qualifying for loans and renting to tenants who only want to rent, use and abuse your property? Do you want to start building wealth and have cash flow now from real estate investing?

Would you like to buy properties no matter what your credit is like without ever having to talk to a banker?

Have you been studying real estate investing for months or even years and for some reason simply can’t get up the confidence to pull the trigger? Do you feel like the other courses you have bought leave out those “little details” that make all the difference?

Are you terrified of not knowing how to handle seller calls or of missing a step when signing up a deal? Are you waiting for that course that will explain all of the unknowns and help you build the confidence to go into a meeting with a seller knowing that you will walk out with a signed contract on a great deal that will put cash in your pocket?

YOUR WAIT IS OVER!

THE “ULTIMATE” SUB2 GUIDEBOOK IS HERE!

This is the most thorough, most complete course of its kind. It is the “ULTIMATE” subject-to course available ANYWHERE! Here are some of the things you'll learn:

How to buy "subject to" step by step!
How to buy homes with absolutely no credit or proof of income!
How to get sellers to beg you to take their properties!
How to create immediate cash flow with no landlord headaches with lease options!
How to create years of cash flow by providing the financing for your buyers!
How to avoid the "due on sale" clause and make any loan an "assumable" loan!
How to close the deal on the "kitchen table" without a title company or an attorney!
How to use Land Trusts to avoid “Due on Sale” issues!
How to increase your profit by using “wraps” or use a lease option and “be the bank”!

And much, much more!
Click Here to view the table of Contents from William's Course (opens in a new window)

“I have said it in the past, and I will say it again. There is no one in this country that is better in the Subject-To arena of real estate investing than William Tingle. He has built the best business model for investing in this field of anyone else I know.”

“In addition to that, William is an investor who upholds the highest standards of ethics and morals- something that I rarely find from others.”

“I’m proud to call William a friend of mine and I would highly recommend his teaching to EVERYONE!”

Stephen Cook Investor-Author Baltimore, MD

Hi, my name is William Tingle and I have been a real estate investor for over 4 years. In that time, I have bought, sold, rented, lease optioned, land contracted, flipped, rehabbed and sub2’ed over 100 houses. In my opinion, subject-to is the fastest, easiest, cheapest and for me, one of the most fun ways of taking actual ownership of properties out there. You can buy without cash, you can close without an attorney or title company, and your exit strategies are endless! You can rent it, sell it for cash, owner finance it for years of cash flow, lease option it, whatever you like.

YOU OWN IT!

You can sub2 pretty houses, apartment houses, junker houses, mobile homes, commercial property, practically ANYTHING out there! Any property you could buy conventionally, you can get the deed on!

I have put a system in place that will simplify the whole process for you will walk you through, step by step, how I left my career of 20 years after only 12 months of part-time real estate investing.

I have studied all types of investing and have come to the realization that buying subject-to existing financing has all of the upside of any other purchase method with virtually no negatives!

When you buy properties "subject to" the existing financing……………………….

You own and control the property……….
You claim all the tax benefits………..
You profit from the appreciation ………..
You profit from the principal pay down……………
You collect all the cash flow…………..

………but you never have to talk with a banker, you never have to personally guarantee a loan and you never have to qualify for any stinkin’ mortgage!

Someone else went through all of that brain damage for you!

I can’t tell you how great it is not to ever have to set the alarm clock, to just be able to wake up when I am fully rested. My boys play soccer and I never have to miss another game or a practice. When was the last time you were able to take off during the day, just you and your spouse and enjoy a leisurely, 2 hour lunch like my wife and I did today, lingering and talking as long as you would like, having an extra cup of coffee, not having to rush back to work, feeling sorry for all of those around you who were watching the time, having to hurry back to a JOB.

Imagine being able to take off from the middle of November every year through the first week of January, enjoying the holidays and able to travel to see everyone without having to divide your time because you have to rush back home. I can remember being in the restaurant business and having to close on Christmas Eve and drive for several hours to see family, have Christmas dinner and then leave to drive back and be home to work the day after Christmas. Not anymore.

I wish I could describe to you the incredible feeling of knowing that I am financially independent and will never again have to worry about being “downsized” or my company being bought out or being replaced. My financial destiny is in my hands, not someone else’s.

I no longer have to fool myself by saying I spend “quality time” with my family, we spend time together each and every day. When I travel, they travel, right there in the plane or on the ship with me. Last week we visited Baltimore, this week we are packing for our Alaskan cruise.

"There are so many self-proclaimed gurus popping out of the woodwork these days that it's hard to know who is for real. William Tingle is the REAL DEAL. He is one of the few, hands-on investors that does real deals and walks his talk. Read anything he writes and listen to everything he says."

Attorney William Bronchick Aurora, CO

Get started today!

Buying subject-to existing financing is the most efficient use of your time and money. Not only can you do it “no money down”, but you also get to leverage the borrowing power of others or their credit. I have personally bought over $6,000,000 worth of real estate subject-to over the last 4 years. That’s $6,000,000 worth of other people’s credit and borrowing power!

I have put all of the things I have learned over my investing career in these 300+ pages of material. It is all here for you to use to build the future that you and your family deserve.

You'll Learn:

Step-by-step how to easily "take over" your seller’s payments and property in the safest and easiest way possible!

How to find sellers who are literally willing to "give" you their properties!
How you can close fast (in less than 48 hours if needed!)
How to stay in control of the deal at all times and why this is crucial!
How to get motivated sellers to call you and beg you to take their property!
How to avoid potential pitfalls of subject to deals!
How to use land trusts to avoid the due on sale clause!
How to find "Subject to" deals!
The most common seller objections to sub2 and how to handle them!
How to find private sources of funding for your deals!
How to flip your deals for cash!

And much more!

PLUS you'll also get a FREE bonus Disk containing all the documents and contracts you need to safely buy subject to the existing financing. Here's a list of some of the forms you'll get on your bonus Disk:
Purchase & Sale Agreement (when Buying)
Warranty Deed
Quitclaim Deed
Assignment of Contract (Flipping Deal)
Limited Power Of Attorney
Land Trust
Appointment of Successor Trustee
"The Ultimate" Disclosure Letter to Seller
Acknowledgment of Assignment and Release of Liability
Authorization to Release Information
Authorization for Direct Payments

And much more!

“William’s contribution to the Subject-To arena is long over due. I'm glad he finally decided to put what's in his head into a format the rest of us can benefit from. William’s expertise and contribution to the field of Subject-To will absolutely guarantee the serious and novice investor an exciting and amazing method of generating income that is simply hard to believe unless you are actively involved. I would absolutely recommend this course to everyone that is serious about real estate and to consider this information as a must have. It's a tool they cannot afford to be without! It would be like a carpenter without his saw!”

“Thank you for sharing your expertise with us, I have no doubt of this courses’ place on the shelves of all serious investors.”

Mark Root Investor Lancaster, OH

Don’t miss your opportunity to be one of the first to get this information packed course at our super introductory price.

Most courses on this topic sell for $595, $695 and up to $995 each and for the potential freedom the information they provide can mean to you, they are a bargain. I have decided, however, to price my course within easy reach of EVERYONE who wants to have the information so my price for my course is only $349.00.

At only $349.00, this course that lays out every detail, step by step of how to set up and run your sub2 business like a well oiled machine is an absolute steal but I am going to make it even better for you. For a limited time, I will be offering this material for the unbelievable price of only $297.00! My publisher is telling me that I am crazy but I want everyone who wants financial independence for themselves and their family to have an opportunity to have this material.

“This is by far the best Subject-To course that I have ever seen. As a new investor, I was focusing on flipping and wholesaling but this course has added a whole new dimension. It is easy to follow, easy to understand and the best part is, it is realistic and doable, not just a bunch of “pie in the sky” like some other material. Just follow the outline and success is not far behind.”

“All I want to know is what took you so long. It is AWESOME! Thanks!”

WJ Lowe III Real Estate Agent & Investor Macon, GA

If the cost of a detailed, step by step subject-to course has been the issue for you in not getting started toward your financial goals, that is no longer the case.

Don’t think you can’t afford it! You can’t afford not to have it!

Are you willing to spend $297.00 for all the information and tools you need to be able to leave that 9 to 5? To be able to travel and live as you please? To be able to spend your time with your family as opposed to working for a boss? Are you tired of being so busy making a living that you don’t have time to make money?

Don’t miss this opportunity! Make the decision NOW to get out of the rat race. If you have the desire, this course will provide you with the information you need to change your life.
Order now and get my entire “Ultimate” system of how to find, negotiate, buy and sell properties subject-to existing financing for only $297.00.

There will never be a better time to become financially free than right now. What are you waiting for?

“William has personally helped and guided me in the process of becoming a full real estate
investor in a very short time. The methods and techniques he teaches along with your own
diligence and creative thinking will surely bring you the same success.”

“Read the book, apply the knowledge and reap the rewards!”

Darren Howell Investor Macon, GA

TABLE OF CONTENTS

Preface xiii

My Story xiv

Ethical Investing xiv

A Word on Financial Freedom xv

Why I Wrote This Course. xvii

About The Author xviii

Introduction.1

Will This Work In My Area?.1

Differences in Foreclosure Process.1

Differences In Use Of Land Trusts.2

What This Course Will Do For You.3

What This Course Will Not Do For You.4

CHAPTER 1 - page 9

Is It Legal?.9

Why Does It Work?.9

The "Due on Sale" Clause.10

Risks Resulting From The "Due on Sale" Clause.11

Others Risks In "Subject to" Transactions.12

CHAPTER 2 - page 19

Getting Started.19

Where Do You Want To Be?.21

Goal Setting with Little or No Cash or Credit22

Giving Sellers Notes For Their Equity.23

Von Ron Drive, 3/2.5 detached home, 1600 sq. ft.24

Nassau Place, 2BR/1BA detached home, 1100 sq. ft.25

Goal Setting with Cash and Credit26

Beware Holding Property Costs Money and Time.26

Setting Your Goals.27

Lifestyle Changes As A Shortcut To Achieving Your Goals.29

Should I Incorporate?.31

Setting Up Your Office.31

Must Have's.31

Good To Have's.33

Putting Together Ways to Come Up With Cash.34

Credit Cards.35

Bank or Other Institutional Financing.36

Friends & Relatives.37

Partners.37

Hard Money/Private Money.37

Questions for Hard Money Lenders.38

My Hard Money Lender40

Assemble Your Team..40

Attorney.40

Mortgage Broker41

Contractors.42

Pest Control.43

Insurance Agent.43

Miscellaneous Team Players.45

What's A "Good" Deal?.45

Benchmarks Change.46

But Sellers Don't Give Away That Kind Of Equity!.47

Woolfolk Street, 3BR/1BA detached home, 1400 sq. ft.48

Always Buy if the Price Is Right!.49

Tax Consequences.50

Dealer Status.50

Claiming Interest Deductions.50

Recap.51

CHAPTER 3 page - 53

What is a Motivated Seller?.53

Motivation, Motivation, Motivation.56

But Who In Their Right Mind Would Deed Me Their House?.56

Examples Of Motivated Sellers.57

Warner Robins, GA: 3BR/2BA, 1400 sq. ft. (Picture #1 on CD).57

Macon, GA: 3BR/1BA, 1200 sq. ft. (Picture #2 on CD).58

Macon, GA: 4BR/2BA, 1600 sq. ft. (Picture #3 on CD).60

Macon, GA: 3BR/2BA, 1600 sq. ft. (Picture #5 on CD).62

CHAPTER 4 - page 65

Finding and Contacting Motivated Sellers.65

Targeted Mailings.67

Sellers with Empty/Abandoned Properties.69

First Step - Creating a List.69

Second Step - Working the List.69

Targeting Abandoned Properties - Sample Result.70

Do I Need To Be An Expert Negotiator?.71

What Should My Letters Say?.71

Sellers with Expired or Soon to Expire MLS Listings.72

Should I Get My Real Estate License?.73

First Step - Creating a List.74

Second Step - Working the List.75

Sellers with Expired / Soon to Expire Listings - Sample Result.76

Obtaining Releases From Listings - The Agent's Perspective.79

Sellers In Foreclosure.79

Doing Your Homework.80

First Step - Creating a List.81

Benefits of Collecting the Information.83

Second Step - Working the List.84

Sellers in Foreclosure - Sample Result.85

Persistence Pays Off - Sample Result #2 (Picture #8 on CD).85

Sample Letters.87

My Experience.88

CHAPTER 5 - page 89

Prompting Motivated Sellers to Call You.89

Classified Ads.91

Ads in the "Freebie" Papers.93

Bandit Signs.93

Flyers.95

Promotional Items.96

Business Cards.97

Car Magnetics.98

Clothing.99

Other Advertising Tools.99

Recap.99

CHAPTER 6 - page 101

The Phone Is Ringing...Now What?.101

My First Calls.103

Screening for Target Area.103

Screening And Negotiating With Sellers.104

Questioning To Determine Motivation.104

Make THEM Convince YOU to Buy.107

Some Tips For Spotting Unmotivated Sellers.109

Prescreening Isn't Perfect.110

But I'm Still Not Sure What to Say When Someone Calls.111

Setting an Appointment to Meet with the Seller.112

Preparing for the Meeting.113

Down and Dirty - Your Initial Meeting with the Seller.115

Another Closing Secret - Talk Motivation Before Specifics.115

Negotiating The Deal.116

Answering Questions / Overcoming Objections.118

Most Frequent Questions From "Subject to" Sellers.120

"Take It or Leave It" Attitude Has Its Advantages.124

Example: Johns Road (Picture #9 on CD).124

Example: Morgan Drive (Picture #10 on CD).126

Always Meet Face to Face.128

Overview Of A Typical Seller Encounter.129

Win/Win.131

CHAPTER 7 - page 133

Signing The Documents -.133

One Step Closer To Paydirt.133

Buying Paperwork Checklist.135

Purchase and Sales Agreement (a.k.a. Sales Contract).136

Finding A Problem With The House Post-Closing.137

Advantage...Buyer.138

Land Trust Addendum to Contract.139

Authorization To Release Information.139

Limited Power Of Attorney.139

The "Ultimate" Disclosure Document.140

Closing Documents from Seller's Purchase of Home.140

All Correspondence from Lenders and Attorneys.141

Coupon Book Or Statement From Lender.141

Recap.141

CHAPTER 8 - page 143

Due Diligence.143

Searching The Title.145

Learning To Do It Yourself.145

When To Hire A Professional.146

Questions To Answer When Searching A Title.147

Be Thorough!.148

What If I Miss Something?.149

What About Chain Of Title?.149

Saving Money.150

Do I Need Title Insurance?.150

Verifying Tax Payments Are Current.151

Verifying The Mortgage Information.152

Kitchen Table Authorization And Verification.153

List Of Items To Verify.154

Pest Inspection.155

Cost.156

Home Inspections.157

Recap.157

CHAPTER 9 - page 159

Closing with Your Seller.159

How to Close.161

Deciding Whether You Should Close Yourself.161

Seller Concerns About "Kitchen Table" Closings.162

Closing Costs.162

Where to Close.162

Required Documents.163

Warranty Deed.163

HUD-1 Settlement Sheet.164

Tax Form..164

Due On Sale Disclosure.164

Seller's Affidavit.165

Final Steps With The Seller.165

CHAPTER 10 - page 167

A Few Words On Land Trusts.167

What Is A Land Trust?.169

Why Use A Land Trust?.169

Creating A Land Trust169

Using A Land Trust The Tingle Way.170

Selecting A Trustee.173

Recap.174

CHAPTER 11 - page 175

Deciding on an Exit Plan.175

Four Possible Exits Defined.177

Sell With Owner Financing.177

Sell for Cash.179

Sell On Lease Option.179

Rent.180

Always Know Your Exit BEFORE You Enter.181

Remain Flexible.185

Retailing - An Exit For Properties That Need A Lot Of Work.186

The Cat-Dog House : A "Subject To" Junker (Pictures #11-15 on CD).186

Renovate And Resell...Or Hold?.189

Earn Your Down Payment - Lease Option Exit With A Twist.189

EYD Program - Example.190

EYD Program - Warning!.191

CHAPTER 12 - page 193

How To Find Your Buyers.193

Buyers Lists In General.195

My Buyers List.196

Attracting Buyers.196

Yard Signs And Directional Signs.197

Yard Signs.197

Directional Signs.198

Ads In The Major Newspaper.199

Buyer's Info Line.200

Phone System and Setup.201

Caller ID..201

Website.202

But I'm Not Good With Computers.202

Cost203

Flyers.203

Postcards To Apartment Complexes.204

Open Houses.205

Referrals From Satisfied Buyers.208

Promotional Items.209

Agent Referral Program..209

Mortgage Broker Referral Program..210

Summary.210

Recap.211

CHAPTER 13 - page 213

Screening Buyers.213

Phone Screening.215

Checking Them Out217

Second Test219

Taking Their Application.220

Handling Deposits.221

Rejecting Buyers.221

Verifying Their Information.221

Three Things You Absolutely Must Verify.222

Credit Reports.223

Where To Obtain Them..224

Former Landlords.224

Job History.225

Screening Retail Buyers When Selling FSBO..226

On The Phone.226

Summary.227

CHAPTER 14 - page 229

Completing the Paperwork to Sell.229

Cash Sale Paperwork.231

Rental Paperwork.231

Lease Option.232

Amount Of Option Consideration.232

Monthly Payment.233

Rent Credits.233

Sales Price.233

Remain Flexible.233

Lease Option Paperwork.235

Deposit Receipt/Agreement.236

Lease.237

Option.238

Option Consideration Disclosure.239

Option Term.239

Lead Paint Disclosure.240

Lease Option Disclosure.240

"Don't Pay, Don't Stay" Disclosure.241

Rent Payment Information.241

Earn Your Down-Payment Agreement (if applicable).241

Maintenance Agreement.242

Credit Reporting Agency Numbers Sheet / Credit Repair.243

Completing The Documents With The Tenant/Buyer.244

Lease Option Recap.244

Land Contracts.245

Beating A Bad "Wrap".245

Setting The Rate.246

Adjustable Rates.247

Setting the Term.247

Using Land Contracts To Convert Tenant/Buyers To Owners.248

Land Contract Settlements.248

Land Contract Paperwork.248

Sales Contract.249

Land Contract Addendum.249

Land Contract.249

Limited Warranty Deed to Buyer.250

Bill of Sale to the Buyer.250

Quit Claim Deed from Buyer to Seller.250

Escrow Instructions.251

Truth in Lending Disclosure Statement251

Lead Paint Disclosure.252

HUD-1.252

ILC Promissory Note From Buyer To Seller.252